Why Long Ownership Adds Up When a home changes hands every few years, its records stay fairly simple. When it hasn’t changed hands in decades, the record keeps growing. Each refinance adds a loan and, ideally, a release. A trust or estate plan may have moved the...
Why it Happens When someone loses a lawsuit or owes a court-ordered debt, the person they owe can record the judgment with the county. In Utah, a recorded judgment can become a lien on real property the debtor owns in that county, including property they buy later...
Records vs. the Ground A title search looks at public records: deeds, loans, liens, judgments, recorded easements, and plats. It answers the question, “What does the paperwork say about this property?” A survey answers a different question:...
What Adding a Name Really Does Owners usually have good reasons. They want the home to pass smoothly to a child, avoid probate, or make it easier for a trusted family member to help with the property as they get older. But a deed doesn’t hold a place in line for...
Two Documents, Two Different Jobs When you bought your home, you signed two separate sets of papers. The deed says who owns the property. The mortgage, or trust deed and promissory note, is your agreement with the lender to repay the loan. A quitclaim deed only...